Types of Home Loans

If you thought Home Loans were just available as a standard offering, you’re clearly mistaken. Property Destiny offers different types of Home Loans from banks. It would be wise to take a look at the options available to you rather than searching for information without any previous knowledge.

Home Purchase Loan

This type of loan is a simple home loan that allows you to purchase a new residential property.

Home Improvement Loan

If you ever wanted to renovate your home with a new aesthetic look or just wanted to structurally enhance and strengthen it, this type of home loan is what you’re looking for. It is basically concerned with the costs to renovate or repair your existing home.

Home Construction Loan

This type of loan is taken when the borrower wants to construct a new home on a given plot of land.

Home Loan Advantage

This type of home loan is linked to a current account thereby reducing your interest outflow depending on your idle balance in your bank accounts

Find the latest interest rates and compare home loans now.

 

Bank

Product

Loan AMT

Rate of Intrest

P.F Salaried

PF Self Employed

           

HSBC

Home Loan

1 Cr +

10.20 – 10.50 %

10000 + ST

0.25% + ST

           

HSBC

Loan Against Property (Balance Transfer)

> 25 Lakh

11.75%

 

0.25% + ST

 

25 – 50 Lakh

11.40%

 

0.25% + ST

 

50 – 1.5 Cr

11.25%

 

0.25% + ST

           

SCB

Home Loan (Balance Tranfer)

1 Cr +

10.25%

10000 + ST

0.25% + ST

Loan Against Property

 

12.00-12.50%

   
           

CITI

Home Loan

1 Cr +

10.25%

10000 + ST

0.25% + ST

Loan Against Property

 

12.00- 12.50 %

 

1% + ST

           

Axis

Home Loan

 

10.50%

10000 + ST

0.25% + ST

Loan Against Property

12.50 – 13.00 %

1% + ST

   
           

Deutsche

Home Loan

1 Cr +

10.15 – 10.25%

0.1% + ST

0.2% + ST

Loan Against Property

1 Cr +

11.50 – 12.50 %

1% + ST

1% + ST

           

Reliance

Home Loan

 

11.25%

 

1% + ST

Loan Against Property

 

13.00 – 13.50%

 

1% + ST

           

IndiaBulls

Home Loan

>25 Lakh

10.15%

5000 + ST

1 – 1.15%

 

< 25 – 75 Lakh

10.75%

5000 + ST

1 – 1.15%

 

< 75 Lakh

11%

15000 + ST

1 – 1.15%

           

IndiaBulls

LoanAgainst Property

 

13% – 13.5

 

1 – 1.15%

           

PNB (Fixed) 10 Yrs (SAL)

Home Loan

>50 Lakh

10.75%

0.5% + ST

0.5% + ST

           

PNB (Fixed) 10 Yrs (SAL)

Home Loan

 

11.00%

0.5% + ST

0.5% + ST

           

PNB (Fixed) 10 Yrs (SE)

Home Loan

 

11.00-11.25%

 

1% + ST

           

PNB (Fixed) 10 Yrs (SE)

Loan Against Property

 

13.25%

 

1% + ST

           

PNB (Fixed) 10 Yrs

Commercial Purchase

 

12.75%

 

1% + ST

           

PNB (Fixed)

Loan Against Property

 

12.50 – 13.00 %

 

1% + ST

           

Edelweiss

Home Loan

 

10.50%

0.5% + ST

0.5% + ST

Loan Against Property

 

12.50 – 13.00 %

 

1% + ST

           

Religare

Loan Against Property

 

13.50%

 

1% + ST

           

DCB

LAP/OD

 

12.50 – 13.00 %

 

1% + ST

           

ICICI

Home Loan

 

10.25% – 10.50%

0.5% + ST

0.5% + ST

Loan Against Property

 

12.50%

 

1% + ST

           

DHFL

Home Loan

 

10.75%

1% + ST

1.5 % +ST

Loan Against Property

 

13.50%

 

1.5 % +ST

           

Kotak

Loan Against Property

 

12.50 – 13.00 %

 

1% + ST

           

HDFC

Home Loan

 

10.40%

10000 + ST

1% + ST

Loan Against Property

 

12.50 – 13.00 %

 

1% + ST

 

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